Supplemental Accident coverage is NOT a replacement for Major Medical or Group Health Insurance. However, we do recommend this coverage for active families that have a high major medical or group health deductible and do not have substantial, liquid savings. A supplemental Accident policy is like having an emergency fund readily available for you and your family members in the event of an accidental injury. Accidental injury can occur from many sources like: Organized Sports Activities, Avocations: boating, biking, skateboarding; playground injuries, etc. This type of policy can help with the more "frequent", less severe medical expenses an active family might generate.
ProActive can make this type of supplemental coverage effective and affordable for you and your family.
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