|If group coverage is not available to you via your employer, you must purchase an individual "Major Medical" health insurance policy. I can help make this, absolutely necessary coverage, affordable for you and/or your family. Your physical and financial health are absolutely at stake. You know a major illness or injury will generate Tens or Hundreds of Thousands of Dollars in medical bills. The doctors, outpatient facilities and hospitals WILL bill you. They WILL send you to collection and destroy your good credit standing. They CAN take you to court. They CAN force you to relinquish most assets ie: rental property, more liquid savings like CD's, etc. They CAN put a judgment on your Florida Homesteaded Home. I have met families that have had to declare Bankruptcy due to major illness or injury. Sadly, medical bills are one of the leading causes of bankruptcy in our country.
ALL OF THIS CAN BE AVOIDED BY PURCHASING REAL, "MAJOR MEDICAL" HEALTH INSURANCE!
I can help make it affordable for you and your family.
PLEASE BEWARE of inferior health "plans" that are not "MAJOR MEDICALS". Inferior health "plans" DO NOT provide MAJOR MEDICAL protection and can leave you responsible for Tens or Hundreds of Thousands in denied bills. These inferior plans often require "riders", or "options" for increased coverage. They often subject your coverage to a complicated and confusing "schedule of benefits". These inferior plans are sold at comparable pricing or more than a true "Major Medical". Only a "Major Medical" will provide realistic benefit for today's extremely expensive medical procedures and keep you from enormous financial debt.
ALSO, buy your insurance from a local, stable, property owning, licensed & insured professional! Many times the sellers of inferior health insurance temporarily set up shop, rent an apartment for a year or two, sell their inferior (high commission) plans then move on to another locale. Don't be taken advantage of by this unscrupulous ploy.